Use our loan search tool to get better rate mortgages than Santander
Santander Mortgages
Want a better rate than Santander? Get an instant indicative repayment figure using our mortgage calculator
Compare the best mortgage deals to Santander using the comparison calculator provided. Best rates for mortgage finance products.
Formerly Sovereign Bank, Santander Bank is a wholly owned subsidiary of the Spanish Santander Group. Established in Spain and today headquartered in Boston, USA, Santander continues to show a growing commitment to technological innovation and product flexibility. Santander is also the international banking group with the largest branch network, with an impressive 14,680 branches worldwide.
Buy-to-let mortgages from Santander
- Enjoy tax relief: With a buy-to-let mortgage from Santander, you will still be able to claim some tax relief due to your mortgage interest, but the amount that you are able to claim has changed. This means that you will need to update your tax information to make sure that you are paying enough.
- Get a buy-to-let mortgage: Since there is so much information that the mortgage lender will need from the borrower, in order to obtain a buy-to-let mortgage, you will have to come into the branch to speak with a financial advisor. While you can call and get information, you cannot start the loan process over the phone.
- Portfolio landlords: If you own four or more properties that are mortgaged as buy-to-let, then you will be considered a portfolio landlord. This means that if you are currently under this definition, then there are no changes, and you can switch to new products as necessary. If you want to expand your portfolio, you will be unable to get a mortgage with Santander. In the same way, if you remortgage with a different lender, you may need to have more information showing your business plan and property schedule.
Help to buy loans from Santander
These loans are intended to help people purchase a brand new home without a huge deposit or to help first-time buyers get on the property ladder. The Help to Buy scheme has three main categories:
- Help to buy equity loans
- Help to Buy ISAs
- London Help to Buy
- Be buying a house you’re planning on living in most of the time
- Have a deposit of at least 5%
- Be looking to buy a house worth £600,000 or less
These loans are among the most popular ways of getting on the property ladder and are available to people who are looking at buying a new-build property. These loans work like this:
- You put down a deposit of at least 5%
- The government lends you up to 20% of the property’s value as an equity loan
- You take out a mortgage on the remainder of the property’s value
| Browse all Santander comparison services | |
|---|---|
| Santander Bridging Loans | Santander Commercial Finance |
| Santander Development Finance | Santander Loans |
| Santander Mortgages | Santander Auction Finance |
Santander mortgage rate calculator
A santander mortgage calculator is a great way to find out the size of mortgage you’re able to make an application for and how much it’s going to cost you. These calculators can be used for all mortgages, such as buy-to-let mortgages and home mortgages.
Let our loan search tool compare rates for mortgages against high-street banks and other institutions:
