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Compare the best loans to HSBC using our loan comparison calculator. Best rates for secured homeowner finance.
HSBC is one of the world’s largest banking and financial service organisations. Founded in 1865 to finance trade between Asia and the West, HSBC has grown to become a global banking powerhouse with more than 38 million customers. According to the bank, its purpose is to “enable businesses to thrive and economies to prosper, helping people fulfil their hopes and dreams and realise their ambitions.
Secured loans at HSBC
HSBC is one of the world’s largest and most dynamic financial service providers. In terms of secured loans, however, there are limited options available for the everyday customer. HSBC has a specialist lending team that considers all applications by way of merit, along with the credit history and financial status of the applicant.
Outside of these specialist lending services, HSBC offers secured loans exclusively to existing homeowners looking to borrow funds based on the value of their property. Features and characteristics of which include:
- Loan amounts start at £20,000 and up.
- Applications are considered in accordance with property values and credit checks.
- Alternative options are available for debt consolidation.
- Borrowing costs and interest rates vary significantly.
- Limited scope for the application of funds borrowed
Secured loans at HSBC are therefore somewhat limited compared to the bank’s more specialised lending services. There are also no specific loan products available for those looking to access larger sums as promptly as possible.
Flexible, secured loan options
Donkey Finance is proud to offer an innovative and flexible alternative to the secured loans of HSBC. With a strong focus on flexibility, we provide access to secured loan products for all purposes. If you need to get your hands on a medium-to-large sum of cash in a hurry, you’ve come to the right place. From secured loans to bridging loans to development finance, our transactions are often completed within a matter of days.
Providing a whole-of-market comparison service, we link our customers with dynamic specialist lenders from across the UK. Low rates of interest, minimal borrowing costs, and prompt pay-outs for almost any purpose. So before applying for an HSBC-secured loan, see what the team at Donkey Finance can do for you!
No credit checks are required
Best of all, our innovative secured loan services are available with no credit checks required. We work with dynamic specialist lenders who prioritise collateral and security in general. Just as long as you can cover the cost of the loan, your credit history and current financial status don’t matter.
We’ll carry out a complete market comparison on your behalf, considering hundreds of secured loan products from dozens of leading lenders. Donkey Finance will do whatever it takes to minimise borrowing costs while providing you with a flexible and accessible secured loan to suit your needs. Contact a member of our customer support team today to begin the application process, or check out our exclusive online loan calculator.
Homeowner loans from HSBC
Most people will have to obtain a loan at some point, whether it is to do something expensive like extend their home, buy something expensive, or pay off various debts. If you’ve got a mortgage or own your own property, getting a loan can often be easier and cheaper, and you may get access to more money than a person who is not a homeowner. This is because owning a property can give you access to funds to pay the loan back if you lose your job or some other source of income.
Secure homeowner loans are financial products borrowed against the equity in your property. You will be required to make regular monthly repayments throughout the term of the loan, which can be between 5 and 35 years.
Key points when comparing secured loan products:
- Homeowner loans tend to be paid back over 5 to 25 years and are usually over £25,000, but such figures are not definitive.
- The amount you’re allowed to borrow, the term, and the interest are all dependent on property equity, credit rating, and personal circumstances.
- Rates are likely to be much more appealing than for a personal loan.
- A homeowner loan is secured against your house.
| Browse all HSBC comparison services | |
|---|---|
| HSBC Bridging Loans | HSBC Commercial Finance |
| HSBC Development Finance | HSBC Loans |
| HSBC Mortgages | HSBC Auction Finance |
How to apply
While many of the financial products and services provided by HSBC can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs. .
Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements.
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