Use our AI loan finder to get a better rate on secured loans than Shawbrook Bank
Shawbrook Bank Loans
Want a better rate than Shawbrook Bank? Get an instant indicative repayment figure using our secured loan calculator
Compare the best loans to Shawbrook Bank using the loan comparison calculator provided. Best rates for secured homeowner finance.
Shawbrook is one of comparatively few established lenders to offer an extensive range of short-term products alongside its primary portfolio. Short-term property finance in particular is a specialty at Shawbrook, which can be used for property investments and renovation projects alike.
A variety of unsecured personal loans are also available for everyday borrowers, along with the usual array of long-term mortgage products. In all instances, Shawbrook has earned a glowing reputation for its no-nonsense approach and consistently competitive borrowing costs.
Applying for secured finance
Any limited company, person, or trust can get a secured loan online. The online application for secured finance is usually easy to fill out and fast. These loans can be used for virtually any reason, as long as the reason for applying is accepted and the debtor is older than 18.
Secured loans require some type of an asset, such as land or property as security. They are also a secured loan type and this means the lender takes first or second charge over the asset, property or land being financed.
If the borrower is a business, the lender might require further guarantees. The concept is that offering security to the lender guarantees the loan can be paid back. Without the ownership of an asset, a secured loan application is unlikely to succeed.
The primary concern for online secured loan lenders is how and when they’ll be paid back. Online loan providers will want to be certain that if they lend funds, they will be paid back as assured by the debtor.
The security will be used to work out the LTV of a secured loan, which works in a comparable way to a typical mortgage from one of the big high street banks, such as the Halifax, NatWest, or Santander.
It shows the size of the loan in comparison with how much the property is valued at, which means that the overall loan amount must fit within the LTV limit.
| Browse all Shawbrook Bank comparison services | |
|---|---|
| Shawbrook Bank Bridging Loans | Shawbrook Bank Commercial Finance |
| Shawbrook Bank Development Finance | Shawbrook Bank Loans |
| Shawbrook Bank Mortgages | Shawbrook Bank Auction Finance |
How to apply
While many of the financial products and services provided by Shawbrook Bank can be applied for online, others require in-person meetings or telephone consultations. In any case, we can help you pinpoint and apply for the perfect product for your needs.
Give a member of our customer support team a call today, or send us an email with an outline of your loan requirements.
Let our AI software compare rates for secured loans against high-street banks and other institutions:
