Use our AI loan finder to get a better rate on secured loans than Together Money
Together Money Loans
Want a better rate than Together Money? Get an instant indicative repayment figure using our secured loan calculator
Compare the best loans to Together Money using the loan comparison calculator provided. Best rates for secured homeowner finance.
Compare rates of Together Money. No matter what you are looking for, whether it’s a loan or mortgage, we have access to the best rates for finance in the UK!
Secured loans from Together Money
Home-movers may wish to use Together Money secured loans to avoid getting trapped in a property chain so that they can buy a new home while waiting for a mortgage. However, it’s essential that you remember that obtaining secured finance doesn’t guarantee you’ll get a mortgage in the future.
How does Together Money secured loans compare to a regular loan?
The speed of getting the cash into your account is the major difference between these two loan products. It can take weeks for some lenders, such as RBS, Yorkshire Bank, or Halifax, to complete a long-term loan, but a secured loan can be obtained in twenty-four to forty-eight hours.
Secured loan calculator
Our secured loan calculator is straightforward to use and has been designed to show interest charges and various other costs associated with a secured loan product. There are many loan providers who all charge a range of interest rates, along with a range of other costs. These additional costs vary, making it impossible to provide an online finance quoting system that’s able to give quotes for all scenarios. A secured finance calculator is designed as a guide only. It is, however, based on the most popular plans at the time of writing.
Secured loans costs and fees
Adding up fees, interest, and the loan amount ought to give you an accurate number.
- Repayment terms: If you’ve applied for a secured loan and you have set a concrete date for repayment, the term of your loan will affect the interest rate you pay, with longer loans subject to higher rates of interest.
- Loan size: Bigger loans tend to come with higher rates of interest due to the fact that they pose a bigger risk to the loan lender.
- Property value: The value of your security will also affect the interest applied to your loan. Once again, the more risk a lender faces, the higher the interest is going to be.
Charges
In addition to the rate of interest, you’ll also be paying a collection of different charges when you apply for a secured loan, consisting of some or all of the following:
- Exit fee: This is usually around 1% of the loan should you repay it early; not every loan provider will charge an exit fee.
- Repayment fee: the cost of the paperwork at the end of the loan’s term.
- Arrangement fee: The expense of setting up secured finance, roughly 1-2% of the loan.
- Introducer or broker fees: If you use a broker, this pays for the broker’s work searching for a loan.
- Legal costs: This pays the solicitor and legal fees of the loan provider; normally, legal fees tend to be charged at a set rate.
- Valuation fees: Valuation fees cover the property surveyor’s costs for performing a valuation of your property.
| Browse all Together Money comparison services | |
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| Together Money Bridging Loans | Together Money Commercial Finance |
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Applying for secured loan finance
The very first step in getting secured loans from a lender such as Together Money is to input some basic details about yourself, such as the property used as security, your name, and the type of loan product you want, into our online loan application form. As soon as you’ve sent your online application for secured finance, we will be in touch for any further details that are required to process your application.
Let our AI software compare rates for secured loans against high-street banks and other institutions:
